The term “homeowner insurance” includes homes, condominiums, mobile homes, and renters insurance. All owners of the property should be listed as named insured’s on the policy. Homeowner insurance policies can be written to cover your dwelling, detached structures, personal property, loss of use, and personal liability. Several additional endorsements are offered by our insurance carriers, which will provide coverage for exposures that are usually limited or excluded.
Below is a brief explanation of common terms in the Homeowners marketplace.